HINDUSTAN TIMES

“ Despite the slowdown, Indians remain thrifty” – 12 September 2013. 

Though most of individuals opted to park their money in safe bank deposits, a small, albeit growing, band of investors chose to take risks and invested in shares and mutual funds to increase their income. Even then, financial planners said investors chose less risky options such as debt schemes of mutual funds to maximise their income in the time of uncertainty. 

What drove investors choice of fixed income products according to Vishal:

“The choice of fixed income was probably driven by the desire to preserve capital on the downside, due to lower salary growth, and still get the benefit of potentially higher returns.”

THE ECONOMIC TIMES

“FMPs on your mind? It’s Best to Split Investment Tenures” – 23 September 2013.

Vishal on how to split investment tenures in the form of FMPs:

“Investors could park half of their money in one year FMPs with the balance going to FMPs with a tenure greater than a year. However, investors must ensure that the portfolio quality and fund house pedigree is strong.”

THE WSJ BLOG

“What to know About NRI Accounts” – 29 August 2013.

Vishal’s views on what the success of rupee-denominated will depend upon:

“Financial planners say they’ll need to check the interest offered on these bonds, and details of how the Indian government plans the interest earned on them. The success for these bonds will depend on how they “compare to alternatives already available for non-residents to invest in India.”

THE ECONOMIC TIMES

“Tapering beyond $20b may result in sharp correction, feel experts” – 18 September 2013.

Currency, bond and equity markets have seen extreme bouts of volatility ahead of the Federal Reserve meeting to discuss whether it will begin to cut back on its market-friendly bond-buying programme.

Vishal’s view on how volatility will impact the smaller companies:

“With the macro-economic environment remaining challenging, smaller companies will find the going tough.” – 18 September 2013.

Currency, bond and equity markets have seen extreme bouts of volatility ahead of the Federal Reserve meeting to discuss whether it will begin to cut back on its market-friendly bond-buying programme.

Vishal’s view on how volatility will impact the smaller companies:

“With the macro-economic environment remaining challenging, smaller companies will find the going tough.”