Disclaimers

By accessing this website, you agree to be bound by the following terms of use of this site and use of any materials or services contained herein. This site is provided by Plan Ahead for the purposes of information to its clients, financial literacy and educational purposes only. The information provided in this website does not comprise an offer by Plan Ahead to provide any product or service described herein. Products and services described herein are not available to all persons in all geographical locations. Plan Ahead has used all reasonable care and skill in compiling the content of this web site but does not guarantee the accuracy or completeness of any information on this web site and does not accept liability for any errors or omissions. The information provided on this website should not be made the basis for any personal decisions. The information contained in this website does not form a substitute for professional advice. Plan Ahead shall not be liable to any person for any loss or damage which may arise from the use of any of the information contained in this website. No liability whatsoever is accepted for any direct or consequential loss arising from the use of the information contained on this site. Plan Ahead does not guarantee that any functions at this site will operate without interruptions or errors and accepts no responsibility for any such interruptions or errors. This web site may also provide links to other websites operated by third parties. Plan Ahead is not responsible for such websites and their compliance with all relevant laws and regulations. To the full extent permissible by law, Plan Ahead disclaims all responsibility for any error, omission or inaccuracy in such material.

Disclosures

Plan Ahead Wealth Advisors Pvt. Ltd. is a Registered Investment Adviser, SEBI Licence Number INA000000409. There is no obligation for clients to use the execution / distribution services of Plan Ahead Wealth Advisors Pvt. Ltd. Execution of investment advice may be done by a separate division / affiliate of Plan Ahead Wealth Advisors Pvt. Ltd (PAWA). When PAWA provides services to clients, PAWA or any group member / affiliate may have an interest, relationship or arrangement that is material in relation to the services and any financial products or transactions or issuer concerned. PAWA or any group member / affiliate may earn a commission/brokerage/referral fee when the client chooses to use the execution services of PAWA. Plan Ahead Wealth Advisors may also get marketing expense reimbursements from various product manufacturers. These reimbursements may be contingent; event based and may or may not be paid by the product manufacturer / solution providers in a particular period. Further reimbursements may not be attributed to any particular scheme, solutions, products being offered by such providers. This disclosure is made on a best efforts basis and the rates are updated periodically. Pursuant to SEBI circular: SEBI/IMD/CIR No.4/ 168230/09, the details of the commissions that may be earned by Plan Ahead or its associates from various mutual funds / Asset Management companies has been detailed here. There may be other services / products that Plan Ahead also offers which may not be listed here, for which clients are requested to contact Plan Ahead for details. Investments are subject to market risk. Please read the offer documents / SID / SAI before investing. Past performance is not an indicator of future performance. For further details or queries please call your investment adviser before investing.

Scheme Type Upfront Commission (indicative for October 18 -December 18) Trail Commission – 1st Year per annum (indicative for October 18 -December 18) Trail Commission – 2nd Year per annum (indicative for October 18 -December 18)
Arbitrage Funds Nil 0.40%- 0.70% 0.40%- 0.70%
Bonds/FDs 0.20% – 1.13% Nil Nil
ELSS Nil 1.10% – 1.30% 1.10% – 1.30%
Equites 0% – 1.00% Nil Nil
Equity & Hybrid Equity Nil 1.0% – 1.40% 1.0% – 1.40%
Fund of Funds Nil 1.00% – 1.30% 1.00% – 1.30%
Gilt Schemes Nil 0.30% – 0.60% 0.30% – 0.60%
Hybrid Debt Schemes Nil 0.90% – 1.35% 0.90% – 1.35%
Income Schemes Nil 0.65% – 1.00% 0 .50% – 1.00%
Index Fund Nil 0.04% – 0.40% 0.04% – 0.40%
Insurance Plans 0% 0% – 5% 0% – 5%
Liquid / Floating / Ultra Short Schemes Nil 0.05% – 0.15% 0.05% – 0.15%
Portfolio Management Services Nil 0% – 7% 0% – 7%
Short Term Schemes Nil 0.06% – 0.75% 0.06% – 0.75%

For detailed disclosures on commission earned when you choose the execution services of PAWA please click here

Disclosures

Plan Ahead and its representatives have the following holdings or positions as of 30th September 2018 in the financial products or securities which are subject matter of advice.

 

Holders Name of the securities / investments held Whether bought in the last 90 days Whether sold in the last 90 days
Company DSP Strategic Bond Fund No Yes
Tata Liquid Fund Yes No
Tata Treasury Advantage Fund No Yes
Aditya Birla Sunlife Savings Fund Yes Yes
ICICI Lombard General Insurance Co.Ltd Yes No
Royal Sundaram General Insurance Co.  Ltd. Yes No
National Pension System No No
HDFC ERGO General Insurance Company Limited No No
Tata AIG General Insurance No No
Director 1 Franklin India Equity Fund Yes No
HDFC Equity Fund Yes No
Bata India Ltd. No No
ITC Ltd. Yes No
SBI No No
Public Provident Fund Yes No
National Pension System No No
LIC Policies No No
Birla Sun Life Insurance Co. Ltd. No No
Tata AIG General Insurance No No
Equitas Holdings Ltd No No
Reliance Low Duration Yes Yes
ICICI Lombard General Insurance Co. Ltd. Yes No
HDFC Corporate Bond Fund No No
Tata Motors Yes No
Infosys Ltd. No No
Director 2 ABSL Corporate Bond Fund No No
ICICI Prudential Nifty Next 50 Index Fund Yes No
ICICI Prudential Value Discover Fund No No
IDFC – G Sec Fund No No
Infosys Ltd No No
Interglobe Aviation Limited No No
Kotak Liquid Plan Yes Yes
Parag Parikh Long Term Equity Fund Yes No
Reliance Multicap Fund No No
Reliance Tax Saver Fund No No
Tata Motors No No
Public Provident Fund Yes No
LIC Policies No Yes
Birla Sunlife Insurance Co. Ltd. No No
National Pension System No No
ICICI Lombard General Insurance Co. Ltd Yes No

Grievance Redressal System

We, at Plan Ahead, are dedicated towards the prosperity of our clients by following our aim of adding meaning to finances and adding time to your life. In the event of a complaint regarding our services we would be more than happy in addressing and solving it in the most proficient manner.

In case of any grievance / complaint against Plan Ahead Wealth Advisors Pvt. Ltd.

  • Please contact Compliance Officer of Plan Ahead Wealth Advisors Pvt Ltd, Address of Registered Office :- A-207/208/209/401, Fairlink Centre, Off. Andheri Link Road, Andheri (West), Mumbai – 400 058.
  • Correspondence Address :-A – 207/208,Fairlink Centre, Off. Andheri Link Road, Andheri (west), Mumbai -400058 /email-id (shalini.dhawan@planahead.in) and Phone No. – 91- 22 -26345000 Ext 222, 9892112336.
  • You may also approach Director Vishal Dhawan / email id (vishal.dhawan@planahead.in) and Phone No. – 91- 22 -26345000, 9004687526.
  • If not satisfied with the response of the intermediary you can lodge your grievances with SEBI at http://scores.gov.in or you may also write to any of the offices of SEBI. For any queries, feedback or assistance, please contact SEBI Office on Toll Free Helpline at 1800 22 7575 / 1800 266 7575.