Standard Warning: Investment in securities market are subject to market risks. Read all the related documents carefully before investing.
Registration granted by SEBI, membership of BASL and certification from National Institute of Securities Markets (NISM) in no way guarantee performance of the intermediary or provide any assurance of returns to investors.
The information is only for consumption by the client and such material should not be redistributed.
The securities quoted are for illustration only and are not recommendatory.
Past performance is not an indicator of future performance.
Please consult your investment advisor before investing.

The value of any investment may rise or fall as a result of market changes. Past performance is not indicative of future results.

By accessing this website, you agree to be bound by the following terms of use of this site and use of any materials or services contained herein. This site is provided by Plan Ahead Wealth Advisors Pvt. Ltd. (PAWA) for the purposes of information to its clients, financial literacy, and educational purposes only. The information provided on this website does not comprise an offer by PAWA to provide any product or service described herein. Products and services described herein are not available to all persons in all geographical locations. PAWA has used all reasonable care and skill in compiling the content of this website but does not guarantee the accuracy or completeness of any information on this website and does not accept liability for any errors or omissions. The information provided on this website should not be made the basis for any personal decisions. The information contained on this website does not form a substitute for professional advice. PAWA shall not be liable to any person for any loss or damage which may arise from the use of any of the information contained on this website. No liability whatsoever is accepted for any direct or consequential loss arising from the use of the information contained on this site. PAWA does not guarantee that any functions at this site will operate without interruptions or errors and accepts no responsibility for any such interruptions or errors. This website may also provide links to other websites operated by third parties. PAWA is not responsible for such websites and their compliance with all relevant laws and regulations. To the full extent permissible by law, PAWA disclaims all responsibility for any error, omission, or inaccuracy in such material.

This is to bring to your notice, that Plan Ahead Wealth Advisors or any of its Directors do not advise on price action order flow, live analysis bank nifty, nifty levels, live chart query, etc., and are not involved in trading calls or advice.

Disclosure with respect to compliance with Annual compliance audit requirement under Regulation 19(3) of SECURITIES AND EXCHANGE BOARD OF INDIA (INVESTMENT ADVISERS) REGULATIONS, 2013 for last and current financial year are as under:

Sr. No.	Financial Year	Compliance Audit Status	Remarks, if any
1	FY 2020-21	conducted	nil
2	FY 2021-22	conducted	nil
3	FY 2022-23	conducted	nil

Plan Ahead Wealth Advisors Private Limited (PAWA) is a SEBI Registered Investment Adviser, SEBI registration Number INA000000409.

Type of Registration: Non-Individual. Validity date: Perpetual.

BASL Membership No: 1317

CIN: U74140MH2008PTC186197

Address: A-207/208/209/401, Fairlink Centre, Off. Andheri Link Road, Andheri (W), Mumbai-400053. Phone: +91-22-26345000.

Principal Officer: Mr. Vishal Dhawan. Phone: +91-9004687526. Email: vishal.dhawan@planahead.in

Corresp. SEBI office address: SEBI Bhavan, Plot No. C4-A, G Block, SEBI Bhavan, BKC, Bandra (E), Mumbai-400051. Phone: +91-22-26449950

PAWA offers financial planning and investment advisory services using direct plans/non commission earning products wherever available and charges clients a fee for advice.
In addition to financial planning and investment advisory services, PAWA also provides other services like estate planning solutions, insurance planning, loan services, investments in fixed deposits, RBI Bonds and small saving schemes for which there may be a commission/referral fee earned which would be disclosed if earned by PAWA.

There is no obligation for clients to use the implementation/ distribution services of PAWA for the above-mentioned services. PAWA or any group member/affiliate may earn a commission/brokerage/referral fee when the client chooses to use the above-mentioned services of PAWA.

For assets under pre-existing distribution arrangements prior to March 31, 2021, PAWA may continue to receive commission/brokerage/referral fees as long as the client has investments in such assets. The table below details the commissions’ structure. This disclosure is made on a best efforts basis and the rates are updated periodically.

Pursuant to SEBI circular: SEBI/IMD/CIR No.4/ 168230/09, the details of the commissions that may be earned by PAWA or its associates from various mutual funds / Asset Management Companies have been detailed here. There may be other services/products that PAWA also offers which may not be listed here, for which clients are requested to contact PAWA for details.

Scheme Type	Upfront Commission(indicative for April 24 – June 24)	Trail Commission – 1st Year p.a. (indicative for April 24 – June 24)	Trail Commission – 2nd Year onwards p. a.(indicative for April 24 – June 24)
Arbitrage Funds	Nil	0.45%- 0.65%	0.45%- 0.65%
Bonds/FDs	Nil	Nil	Nil
ELSS	Nil	0.75% – 0.95%	0.75% – 0.95%
Equities	Nil	Nil	Nil
Equity & Hybrid Equity Funds	Nil	0.70% – 1.10%	0.70% – 1.10%
Fund of Funds	Nil	0.95% – 1.10%	0.95% – 1.10%
Gilt Funds	Nil	Nil	Nil
Hybrid Debt Funds	Nil	0.85% – 1.00%	0.85% – 1.00%
Debt Funds	Nil	0.20% – 0.80%	0.20% – 0.80%
Index Funds	Nil	0.10% – 0.50%	0.10% – 0.50%
Insurance Plans	0%	0%	0% – 5%
Liquid / Floating / Ultra Short Funds	Nil	0.05% – 0.25%	0.05% – 0.25%
Portfolio Management Services	0.00% – 1.00%	0.00% – 7.00%	0.00% – 7.00%

Investment policy for PAWA/Directors investments: PAWA and/or its Directors may invest in various asset classes and/or investment products. This would be based on investment objectives which could be based on, amongst other items liquidity management, asset allocation, time horizon, and risk-return objectives.

PAWA and its representatives have the following holdings or positions as of 31st March 2024 in the financial products or securities which are subject matter of advice.

Holders	Name of the securities / investments held	Whether bought in the last 90 days	Whether sold in the last 90 days
Company	Bandhan Crisil IBX Gilt April 2026 Index Fund	No	No
	Bandhan US Treasury Bond 0-1 year FoF	No	No
	CHOLAMANDALAM MS GENERAL INSURANCE COMPANY Ltd.	No	No
	DSP US Treasury FoF	Yes	No
	Edelweiss Greater China Equity Off-shore Fund	Yes	No
	Go Digit General Insurance Ltd	Yes	No
	HDFC Developed World Indexes Fund OF Fund	No	No
	HDFC Ergo General Insurance Company Limited	Yes	No
	HDFC Flexi Cap Fund	Yes	No
	HDFC Short Term Debt Fund	No	No
	ICICI Pru – Corporate Bond Fund	No	No
	ICICI Pru Constant Maturity Gilt Fund	Yes	No
	Kotak – Bond STP	No	No
	Kotak – Dynamic Bond Fund	No	No
	Motilal Oswal – S&P 500 Index Fund	No	No
	Navi US Total Stock Market FoF	No	No
	Parag Parikh – Flexi Cap Fund	No	No
	SBI – Small Cap Fund	Yes	No
	UTI – NIFTY Index Fund	No	Yes
	UTI – Overnight Fund	Yes	Yes
Director 1
	CHOLAMANDALAM MS GENERAL INSURANCE COMPANY Ltd.	No	No
	Bajaj Allianz General Insurance	No	No
	ICICI Lombard General Insurance Co. Ltd.	No	No
	Aditya Birla Sun Life Insurance	No	No
	DSP Mid cap Fund	No	No
	HDFC – Short Term Debt Fund	No	No
	HDFC Flexi Cap Fund	No	No
	HDFC ERGO General Insurance Company Limited	No	No
	LIC of India	Yes	No
	Motilal Oswal – S&P 500 Index Fund	No	No
	National Pension System	No	No
	New India Assurance Co. Ltd	No	No
	Nippon India ETF Nifty Bees	Yes	No
	Parag Parikh – Flexi Cap Fund	Yes	No
	Public Provident Fund	No	No
	SBI – Small Cap Fund	Yes	No
	Kotak Equity Arbitrage Fund	No	Yes
	TATA AIG Travel Insurance	No	No
	UTI Nifty 50 Index Fund	No	Yes
Director 2	Aditya Birla Health Insurance Company Limited	No	No
	Aditya Birla Sunlife Insurance Co. Ltd.	No	No
	Bajaj Allianz General Insurance	No	No
	DSP Small Cap Fund	Yes	No
	HDFC ERGO General Insurance Company Limited	No	No
	HDFC Small Cap Fund	No	No
	ICICI Lombard General Insurance Co. Ltd	No	No
	Kotak – Liquid Fund	No	No
	Kotak Equity Arbitrage Fund	No	No
	LIC of India	Yes	No
	Motilal Oswal S&P 500 Index Fund	No	No
	National Pension System	No	No
	Nippon India ETF Nifty Bees	Yes	No
	Parag Parikh – Flexi Cap Fund	No	No
	Public Provident Fund	No	No
	SBI Small Cap Fund (G) Direct	Yes	No
	UTI Nifty 50 Index Fund	No	No
	UTI Overnight Fund	No	No
	UTI Nifty 200 Momentum 30 Index Fund	Yes	No